Who needs buildings insurance?
Homeowners
Landlords
Who needs contents insurance?
Homeowners
Landlords (if their letting is furnished e.g. holiday let)
Tenants
Buildings & Contents
Protect your biggest assets!
Buildings and contents insurance provides financial protection for homeowners, renters, and landlords. It mitigates the financial risks associated with unexpected events. In the face of natural disasters, accidents, or theft, this insurance ensures that the cost of repairing or replacing the structure and contents is covered, offering peace of mind and security.
Buildings insurance covers the structure of the property, including walls, roof, floors, and permanent fixtures, safeguarding against damages caused by events such as fire, flood, or vandalism.
On the other hand, contents insurance protects personal belongings within the property, encompassing furniture, electronics, clothing, and other possessions.